Insurance premium keeps growing. More and more
money go to the National Health Fund (NFZ). Nevertheless, hospitals lack money,
doctors and nurses protest because they are paid too badly. The insurance
chamber (PIU) representatives believe they have a remedy: private health funds.
Every man would be able to choose whether to stay in the NFZ or change for a
private health fund and pay an additional premium.
This year’s budget of the
NFZ amounts to PLN 48.9bn (EUR 13.5bn). PIU proposes that private funds get 80
percent of the amount paid by every Pole who chooses the private system while 20
percent would be left in the public system. They believe, they would do
anyway.
“We will manage the funds more effectively”, Pawel Kalbarczyk, one of
the authors of PIU’s project from ING Nationale Nederlanden said.
Zbigniew
Religa, former minister of health, has recently said that the health insurance
premium should be raised by several percent, up from 9 percent today. PIU
believes it’s not necessary.
If 15 percent of people insured choose private
health funds (this is what a poll showed), or 5.8m people, the premium will
amount to PLN 50 and raise PLN 3.5bn of additional funds. In countries in which
private health funds were implemented, savings of 10-20 percent in spending for
health were generated.
(PLN 1 = EUR 0.276)
Insurers know how to split PLN 50bn provided for the health system
Warsaw (Puls Biznesu) – The insurance chamber believes that it knows better how to split funds raised for healthcare.